Paisa

Paisa is an open-source personal finance manager that builds on top of the ledger double-entry accounting tool. Your financial records live in plain-text journal and configuration files, and Paisa reads them to produce a web interface for visualizing your money. The project states that your financial data never leaves your system.

It helps with tracking investments such as mutual funds and stocks, categorizing expenses, budgeting and money management in general. The documentation covers accounts, commodities, the journal, allocation targets, budgets, bulk edit, imports, recurring transactions, spreadsheets, goals for retirement and savings, credit cards, and tax analysis including capital gains and tax harvesting. Example journals show Indian rupee, US dollar and euro setups.

Paisa is for people comfortable keeping accounts in text files who want charts and analysis on top. It is licensed under AGPL 3 or later, and a public demo shows the interface. The author uses it for personal finances, and questions can be raised through GitHub or a Matrix chat. A separate product is suggested on the site for those who prefer not to edit text files.