Open-source Simplifi alternatives

Actual is a personal finance tool built around a local-first design. It is free and open source under the MIT license, written in TypeScript on NodeJS, and includes a synchronization layer so changes move between your devices without much effort. Its budgeting approach follows the envelope method, and the community documentation covers budgeting, account management and tips.

There are four ways to run it: a one-click deployment on PikaPods, managed hosting on Fly.io, self-hosting with a Docker image, or local-only apps for Windows, macOS and Linux that run on your own device. The code is organized into packages such as loot-core for the cross-platform core, desktop-client for the user interface and desktop-electron for the desktop app. The community offers guides for starting fresh and for migrating from other budgeting apps.

Firefly III runs on your own server and manages your personal finances. It helps you follow what you earn and spend, with the aim of spending less and saving more, and it supports budgets, categories and tags. The project describes itself as free and open source, with no AI and no cloud, and as privacy friendly. It is written in PHP and released under the AGPL-3.0 license.

A set of import tools brings in data from other sources, and the application offers many financial reports to give insight into where money goes. The author built it out of a wish to feel in control of money rather than stressed by it. You can try a public demo, read the documentation, or install it yourself, and the repository topics point to Docker and Linux deployments. The project originates in the European Union and accepts donations.

Sure is a personal finance application that can be self-hosted with Docker. It is a community-maintained fork of Maybe Finance, a project whose team built a full-featured personal finance and wealth management app and then stopped development after the business did not work out. Sure keeps that codebase alive.

The app can be accessed from a browser, a macOS desktop app, a mobile app, API clients and LLM agents, and the README points to an overview of Sure Clients. It is a fully working finance app for tracking money, and the maintainers invite contributors to join through Discord, GitHub issues and the project website. The README is translated into several languages.

Sure is written in Ruby and released under the AGPL-3.0 license. Anyone may fork it under that license, but forks are asked to include the original license and state that they are based on Maybe Finance and not affiliated with it, to stay compliant and avoid trademark problems.

ezBookkeeping is an open-source personal finance app that you host yourself. You log everyday transactions, bring in data from other sources, and search or filter your bills with ease. Built-in charts show historical data, and you can run custom queries with your own chart dimensions to understand spending patterns and financial trends.

It is designed to be easy to deploy, starting with a single Docker command, and to use few resources, so it runs smoothly on a home server, a NAS or a Raspberry Pi. The interface is tailored separately for mobile and desktop screens, with Progressive Web App support so it can be added to a phone's home screen. The backend is written in Go with a Vue and TypeScript front end.

ezBookkeeping is MIT-licensed and has no hosted service described in the input. It suits individuals and households who want a private expense tracker and money manager instead of a commercial budgeting app.

Paisa is an open-source personal finance manager that builds on top of the ledger double-entry accounting tool. Your financial records live in plain-text journal and configuration files, and Paisa reads them to produce a web interface for visualizing your money. The project states that your financial data never leaves your system.

It helps with tracking investments such as mutual funds and stocks, categorizing expenses, budgeting and money management in general. The documentation covers accounts, commodities, the journal, allocation targets, budgets, bulk edit, imports, recurring transactions, spreadsheets, goals for retirement and savings, credit cards, and tax analysis including capital gains and tax harvesting. Example journals show Indian rupee, US dollar and euro setups.

Paisa is for people comfortable keeping accounts in text files who want charts and analysis on top. It is licensed under AGPL 3 or later, and a public demo shows the interface. The author uses it for personal finances, and questions can be raised through GitHub or a Matrix chat. A separate product is suggested on the site for those who prefer not to edit text files.

Money Manager Ex, or MMEX, is free, open-source, cross-platform personal finance software for organizing money and tracking cash flow. Its design goals are simplicity and user-friendliness, aiming for an application that people can use every day. It is written in C++ with wxWidgets and stores data in an SQLite database that supports AES encryption.

It supports checking, credit card, savings, stock investment and asset accounts, unlimited nested categories, multiple tags per split transaction, reminders for scheduled bills and deposits, budgeting and cash flow forecasting. One-click reports show graphs and charts, and custom reports are possible. Data can be imported from CSV and Quicken Interchange Format files.

Installation is not required because portable versions can run from a USB drive. Desktop builds exist for GNU/Linux, macOS and Windows, with mobile apps for Android through F-Droid and Google Play and for iOS through the App Store. The software is licensed under GPL-2.0, with stable and development releases offered and translations handled through Crowdin.

Cashew is a personal finance app that helps you plan a budget and keep track of purchases. It is built with Flutter, using Drift for local SQL storage and Firebase, and runs on Android and iOS. A web version is available as a progressive web app, and releases are also distributed through GitHub.

Budgets can use flexible time periods such as monthly, weekly, daily or any custom range, which suits one-off cases like a trip. Transactions can be added to specific budgets, each category within a budget can have its own spending limit, and past budgets can be reviewed to compare how spending changed over time. Goals let you plan spending or saving targets and assign transactions towards them.

The app is open source under the GPL-3.0 license and its development is documented in the repository's commits and changelog. The interface follows Material You styling, and there is a beta testing program for early builds.