What is Prism Wallet used for?

Prism Wallet is an iPhone and iPad budgeting app that connects bank accounts, categorizes spending automatically, shows what is safe to spend and answers questions with AI. It is a good fit for seeing how much is safe to spend before payday and spotting forgotten subscriptions.

Is Prism Wallet free?

Yes. Prism Wallet has a free plan.

Is Prism Wallet open source?

No. Prism Wallet is proprietary (closed-source) software. In the Finance & Accounting category, open-source options include Cashew, Actual Budget and Firefly III.

What are some alternatives to Prism Wallet?

Prism Wallet competes with YNAB, Monarch and Copilot Money.

Prism Wallet: features, pricing and alternatives

About Prism Wallet

Prism Wallet is a personal finance app for iPhone and iPad. You securely connect bank accounts, credit cards, investments and recurring bills, and the app organizes everything in one place without spreadsheets or manual tracking.

Its safe-to-spend figure calculates what you can afford after upcoming bills, recurring payments and savings goals. Transactions are categorized automatically, budgets are tracked in real time with notifications before you overspend, and it catches subscriptions and recurring bills. AI features categorize transactions, surface spending trends and answer questions about your finances.

The App Store listing says it is free to download with in-app purchases and carries an age rating of 18 and over. It is aimed at people who want a clear picture of spending and upcoming payments without maintaining spreadsheets by hand.

Key features

Connects bank accounts, cards, investments and bills
Safe-to-spend calculation after upcoming bills
Automatic transaction categorization
Budgets with overspend notifications
Subscription and recurring bill detection
AI answers to questions about your finances

Good fit for

Seeing how much is safe to spend before payday
Spotting forgotten subscriptions

Tags: budgeting; personal-finance; ios; ai; expense-tracking; subscriptions

Prism Wallet: questions and answers

What is Prism Wallet used for?: Prism Wallet is an iPhone and iPad budgeting app that connects bank accounts, categorizes spending automatically, shows what is safe to spend and answers questions with AI. It is a good fit for seeing how much is safe to spend before payday and spotting forgotten subscriptions.
Is Prism Wallet free?: Yes. Prism Wallet has a free plan.
Is Prism Wallet open source?: No. Prism Wallet is proprietary (closed-source) software. In the Finance & Accounting category, open-source options include Cashew, Actual Budget and Firefly III.
What are some alternatives to Prism Wallet?: Prism Wallet competes with YNAB, Monarch and Copilot Money.