What is Zenka used for?

Zenka is an iPhone and iPad budgeting app built on the envelope method, with custom spending envelopes, charts and projections, and all data stored on your device. It is a good fit for moving from spreadsheets to envelope budgeting and tracking monthly spending by category.

Is Zenka open source?

No. Zenka is proprietary (closed-source) software. In the Finance & Accounting category, open-source options include Actual Budget, Firefly III and Financial Freedom.

What are some alternatives to Zenka?

Zenka competes with YNAB, Monarch and Copilot Money.

Zenka: features, pricing and alternatives

About Zenka

Zenka is a budgeting app that uses envelope budgeting. You create envelopes for categories such as groceries, transportation and entertainment, set a monthly budget for each and see in real time how much is left. Each expense is deducted from the right envelope, income can be tracked for a full overview, and categories have color-coded icons. A dashboard shows the whole picture, with a full transaction history.

Visual insights include interactive monthly charts, a spending breakdown by category, end-of-month projections and month-to-month comparisons. The app offers 12 accent colors, automatic light and dark mode, six languages (Persian, German, Arabic, Spanish, English and French) and prices in local currencies. The listing says all data stays on the device with no account and no internet connection needed, and data can be exported for backup. It is free to download with in-app purchases and reminds you to log expenses.

Key features

Custom budget envelopes by category
Real-time remaining balance per envelope
Income and expense tracking
Monthly charts and category breakdowns
Projections for month end
Comparisons across months
Data export for backup
All data stored on the device

Good fit for

Moving from spreadsheets to envelope budgeting
Tracking monthly spending by category

Tags: budgeting; envelope-budgeting; personal-finance; ios; expense-tracking; privacy; offline

Zenka: questions and answers

What is Zenka used for?: Zenka is an iPhone and iPad budgeting app built on the envelope method, with custom spending envelopes, charts and projections, and all data stored on your device. It is a good fit for moving from spreadsheets to envelope budgeting and tracking monthly spending by category.
Is Zenka free?: Yes. Zenka has a free plan.
Is Zenka open source?: No. Zenka is proprietary (closed-source) software. In the Finance & Accounting category, open-source options include Actual Budget, Firefly III and Financial Freedom.
What are some alternatives to Zenka?: Zenka competes with YNAB, Monarch and Copilot Money.