What is SpendSpace used for?

SpendSpace is a personal finance and budgeting app with fully custom categories, keyword rules that auto-categorize transactions, subscription detection and bank connections. It is a good fit for tracking spending in categories that match your life, finding subscriptions you forgot about and modeling the savings impact of a pay change.

How much does SpendSpace cost?

Paid plans for SpendSpace start at $2.99 per month, and there is no free plan. A free trial is available.

Is SpendSpace open source?

No. SpendSpace is proprietary (closed-source) software and can't be self-hosted. In the Finance & Accounting category, open-source options include Financial Freedom, Actual Budget and Firefly III.

What are some alternatives to SpendSpace?

SpendSpace competes with YNAB, Monarch and Copilot Money.

SpendSpace: features, pricing and alternatives

About SpendSpace

SpendSpace is a budgeting app that lets users define their own expense categories, for example date nights or pet costs, instead of fixed presets. Assign a keyword to a category once and every past and future transaction containing that keyword is categorized automatically. Transactions come in by uploading bank CSV files or connecting accounts directly through the Teller API, and the site positions the app as an alternative to Mint and YNAB.

Beyond categorization, it offers a dashboard with balances and monthly trends, AI insights that flag unusual charges, subscription detection with annual cost, investment portfolio tracking and a scenario simulator that models changes such as a raise or a new expense. Bank access is read-only, data is encrypted with 256-bit AES and keys are managed with Google Cloud KMS, and users can export or delete their data at any time. A free three-month trial is offered.

Key features

Custom categories with keyword auto-categorization
Bank CSV upload or direct account connection
AI detection of recurring subscriptions
Scenario simulator for raises and new expenses
Investment portfolio tracking
Read-only bank access with encryption

Good fit for

Tracking spending in categories that match your life
Finding subscriptions you forgot about
Modeling the savings impact of a pay change

Tags: personal-finance; budgeting; expense-tracking; subscriptions; categories; mint-alternative; ynab-alternative; saas

SpendSpace: questions and answers

What is SpendSpace used for?: SpendSpace is a personal finance and budgeting app with fully custom categories, keyword rules that auto-categorize transactions, subscription detection and bank connections. It is a good fit for tracking spending in categories that match your life, finding subscriptions you forgot about and modeling the savings impact of a pay change.
How much does SpendSpace cost?: Paid plans for SpendSpace start at $2.99 per month, and there is no free plan. A free trial is available.
Is SpendSpace open source?: No. SpendSpace is proprietary (closed-source) software and can't be self-hosted. In the Finance & Accounting category, open-source options include Financial Freedom, Actual Budget and Firefly III.
What are some alternatives to SpendSpace?: SpendSpace competes with YNAB, Monarch and Copilot Money.