About Melio
Melio is a hosted payments product aimed at small businesses that need to pay vendors, contractors and other bills, and to send invoices and collect payments from customers. It combines accounts payable, accounts receivable and expense management in a single service.
Businesses can pay by credit card, ACH bank transfer or international payment, choose faster payment options, or pay over time while the vendor is paid up front. The product also manages W-9 and 1099 tax forms, creates payment links, supports approval workflows, captures bills automatically and includes an AI assistant for questions about bills and vendors. A mobile app and a network of vendors are also provided.
It integrates with accounting tools such as QuickBooks, Xero and NetSuite. Melio is proprietary software delivered as a cloud service, and its pricing page lists the current plans and transaction fees.
Key features
- Pay vendors by card, ACH or international transfer
- Pay over time while vendors are paid now
- Invoicing and online payment links
- W-9 and 1099 tax form management
- Approval workflows for bill payments
- Automated bill capture
- QuickBooks, Xero and NetSuite integrations
Good fit for
- →Small businesses paying suppliers online
- →Contractors collecting customer payments
- →Bookkeepers managing client payables
- Tags
- payments
- accounts-payable
- accounts-receivable
- bill-pay
- invoicing
- small-business
- ach
Melio: questions and answers
- What is Melio used for?
- Melio is a B2B payments platform that helps small businesses pay vendors and get paid, with accounts payable, receivable and expense tools. It is a good fit for small businesses paying suppliers online, contractors collecting customer payments and bookkeepers managing client payables.
- Is Melio free?
- Yes. Melio has a free plan, and paid plans start at $25 per month. A free trial is also available.
- Is Melio open source?
- No. Melio is proprietary (closed-source) software and can't be self-hosted. Open-source alternatives to Melio include Akaunting, Invoice Ninja and Bigcapital.
- What are some alternatives to Melio?
- Melio competes with BILL, Tipalti and Ramp. For open-source options, see Enlisted's ranked list of open-source Melio alternatives.
Open-source alternatives to Melio
See all
Akaunting
Finance & Accounting
Online Accounting Software
OSSvs QuickBooks★ 10k
Invoice Ninja
Finance & Accounting
A source-available invoice, quote, project and time-tracking app built with Laravel
OSSvs FreshBooks★ 10k
Bigcapital
Finance & Accounting
💵 Independent financial accounting with intelligent reporting, alternative to Quickbooks,
AGPL-3.0vs QuickBooks★ 3.9k
ERPNext
ERP
Free and Open Source Enterprise Resource Planning (ERP)
GPL-3.0vs NetSuite★ 40k
Odoo
ERP
Odoo. Open Source Apps To Grow Your Business.
OSSvs NetSuite★ 55k
InvoicePlane
Finance & Accounting
A self-hosted open source application for managing your invoices, clients and payments.
OSSvs QuickBooks★ 3.1k
SaaS alternatives to Melio
See all
BILL
Finance & Accounting
Accounts payable and receivable automation with built-in payments
SaaS
Tipalti
Finance & Accounting
Accounts payable automation and global supplier payments
SaaS
Ramp
Finance & Accounting
Corporate cards with spend management and bill pay
SaaS
Brex
Finance & Accounting
Corporate cards, banking and expense management for companies
SaaS
AvidXchange
Finance & Accounting
Accounts payable automation and payments for mid-market companies
SaaS
Spendesk
Finance & Accounting
Spend management with cards, approvals and invoice processing
SaaS

