About mainaro
Mainaro is a platform for people who own rental property in Germany. Its homepage is in German and argues that owners know their rent but not their profit after tax: it accounts for interest, repayment, depreciation (AfA) and tax per property to show what is actually left each month, and it watches deadlines and cash flow so costly oversights are caught early.
The product pages describe a property cockpit that replaces spreadsheets with a traffic light and one plain sentence per property, covering cash flow, tax and financing. Listed as live are after-tax cash flow, AI-assisted document capture, a location score per property, a debt service coverage (DSCR) stress test and an exit simulation. Anlage V export, smart alerts and a DATEV or B2B interface are marked as coming. Calculations draw on official sources including BORIS, BBSR and Destatis, and the AI only writes the wording while a calculation engine does the math.
It also offers a free location analysis that covers every German municipality and all 16 federal states, with alerts planned for expiring fixed-interest periods and for the holding period that applies before a property can be sold tax-free. The site states that it is not tax advice or investment advice, and that documents are read by AI only after consent.
Key features
- After-tax cash flow per property
- Location analysis for German municipalities
- DSCR stress test for financing
- Exit simulation for selling a property
- AI-assisted document capture with consent
- Property cockpit with a traffic-light verdict
Good fit for
- Landlords checking what a rental really yields after tax
- Owners preparing for a fixed-interest period to end
mainaro: questions and answers
- What is mainaro used for?
- mainaro is a German-language platform for property owners in Germany that shows cash flow after tax, location scores, financing risks and exit simulations for each property. It is a good fit for landlords checking what a rental really yields after tax and owners preparing for a fixed-interest period to end.
- Is mainaro free?
- Yes. mainaro has a free plan.
- Is mainaro open source?
- No. mainaro is proprietary (closed-source) software and can't be self-hosted. In the Finance & Accounting category, open-source options include Money Manager Ex, Actual Budget and Firefly III.
- What are some alternatives to mainaro?
- Other SaaS products in the Finance & Accounting category include DATEV, Nebenkosten Butler and Rentably.
Open-source alternatives to mainaro
See all
Money Manager Ex
Finance & Accounting
Money Manager Ex is an easy to use, money management application built with wxWidgets
GPL-2.0vs Quicken★ 2.3k
Actual Budget
Finance & Accounting
A local-first personal finance app
MITvs YNAB★ 29k
Firefly III
Finance & Accounting
Firefly III: a personal finances manager
AGPL-3.0vs YNAB★ 25k
Sure
Finance & Accounting
The personal finance app for everyone (by everyone)
AGPL-3.0vs Monarch★ 10k
Akaunting
Finance & Accounting
Online Accounting Software
OSSvs QuickBooks★ 10k
Invoice Ninja
Finance & Accounting
A source-available invoice, quote, project and time-tracking app built with Laravel
OSSvs FreshBooks★ 10k
SaaS alternatives to mainaro
See all
DATEV
Finance & Accounting
German software for accounting, payroll and tax preparation
SaaS
Nebenkosten Butler
Finance & Accounting
Software that automates utility bill reconciliation
SaaS
Rentably
Finance & Accounting
Rental management software for private landlords: properties, tenants, finances and documents
SaaS
Artur
Finance & Accounting
Web and macOS app for freelancers in Portugal to track clients, invoices, payments, VAT and social security
SaaSCurvature
Finance & Accounting
Analyzes property investment deals to show whether a deal is worth pursuing
SaaS
Deductible.me
Finance & Accounting
Tracks charitable donations, mileage and other tax deductions for individuals and small businesses
SaaS

