About Income Checker
Income Checker lets you check anyone's income: an investor, borrower, partner, tenant or guarantor. You enter a name and email to create a secure verification link, the person connects their bank through Plaid in about two minutes, and you receive a report with estimated income, deposit patterns and top sources that downloads as a PDF.
The site says the bank connection is read-only and one-time with credentials never stored, there are no employer calls and no credit pull, and the report is meant as supplemental evidence rather than a replacement for tenant screening or underwriting. You can also generate a report on your own income. Use cases include due diligence, private lending, partnerships, landlords and rental applications and co-signers.
Pricing uses one-time credit packs that never expire, with reports listed as low as 5 dollars each. It suits landlords, small lenders and deal teams that want deposit history without chasing pay stubs.
Key features
- Income verification from bank data via Plaid
- Secure verification link for applicants
- Report with deposit patterns and top sources
- PDF report download
- No credit pull or employer calls
- Self-generated income reports
Good fit for
- Landlords reviewing applicant deposits
- Private lenders checking deposit stability
Income Checker: questions and answers
- What is Income Checker used for?
- Income Checker verifies income from a person's connected bank data through Plaid and delivers a transaction-based report in minutes, with no credit pull. It is a good fit for landlords reviewing applicant deposits and private lenders checking deposit stability.
- How much does Income Checker cost?
- Income Checker is a paid product with no free plan. Prepaid verification credits with no subscription: one report costs $14.99, and packs run from $39 for 3 credits to $90 for 10. Larger volumes are quoted on request.
- Is Income Checker open source?
- No. Income Checker is proprietary (closed-source) software and can't be self-hosted. In the Finance & Accounting category, open-source options include Mintable, Actual Budget and Firefly III.
- What are some alternatives to Income Checker?
- Income Checker competes with Plaid.
Open-source alternatives to Income Checker
See allMintable
Finance & Accounting
🍃 Automate your personal finances – for free, with no ads, and no data collection.
MITvs Monarch★ 1.6k
Actual Budget
Finance & Accounting
A local-first personal finance app
MITvs YNAB★ 29k
Firefly III
Finance & Accounting
Firefly III: a personal finances manager
AGPL-3.0vs YNAB★ 25k
Sure
Finance & Accounting
The personal finance app for everyone (by everyone)
AGPL-3.0vs Monarch★ 10k
Akaunting
Finance & Accounting
Online Accounting Software
OSSvs QuickBooks★ 10k
Invoice Ninja
Finance & Accounting
A source-available invoice, quote, project and time-tracking app built with Laravel
OSSvs FreshBooks★ 10k
SaaS alternatives to Income Checker
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Plaid
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API for connecting bank accounts and financial data to apps
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Codat
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Unified API for accessing accounting, banking and commerce data from small businesses
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Bonsave
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Personal finance app that syncs accounts through Plaid to track net worth and delivers a daily AI insight
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openbudget.sh
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Connects bank accounts and investment data to AI agents like Claude and OpenClaw to build budgets
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Parakh
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Business due diligence reports from a GSTIN covering GST filing status and court cases, to check credit risk
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Rently
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Property management platform for small landlords with rent collection and tenant portals
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