What is openbudget.sh used for?

openbudget.sh is a service that connects your bank accounts through Plaid to Claude, ChatGPT and spreadsheets so you can ask questions about your spending and sync transactions. It is a good fit for asking an AI assistant about monthly spending and keeping a budget spreadsheet updated automatically.

How much does openbudget.sh cost?

Paid plans for openbudget.sh start at $9.95 per month, and there is no free plan. A free trial is available.

Is openbudget.sh open source?

No. openbudget.sh is proprietary (closed-source) software and can't be self-hosted. In the Finance & Accounting category, open-source options include Mintable, Actual Budget and Firefly III.

What are some alternatives to openbudget.sh?

openbudget.sh competes with Monarch, YNAB and Copilot Money.

openbudget.sh: features, pricing and alternatives

About openbudget.sh

OpenBudget links your financial accounts to AI assistants. You connect a bank once, with credentials staying with Plaid and no ability for OpenBudget to move money, and then ask Claude or ChatGPT through its connector questions about spending, budgets and trends, phrased naturally. Transactions can also sync automatically into Google Sheets or Excel, so no CSV exports are needed.

The AI gets budgeting tools rather than raw transactions only: categorization rules it remembers, splitting a mixed purchase into several budget categories, tracking credit cards and loans with balances, interest rates and due dates, and viewing investments such as stocks, retirement accounts and added assets like rental property. Scheduled check-ins can run through the AI client. The site says more than 10,000 banks and cards are supported and offers a 7-day free trial.

Key features

Bank connection through Plaid
Questions about spending in Claude or ChatGPT
Sync to Google Sheets and Excel
Automatic categorization rules
Split charges by item
Card, loan and investment tracking

Good fit for

Asking an AI assistant about monthly spending
Keeping a budget spreadsheet updated automatically

Tags: personal-finance; plaid; mcp; budgeting; google-sheets; claude; bank-sync

openbudget.sh: questions and answers

What is openbudget.sh used for?: openbudget.sh is a service that connects your bank accounts through Plaid to Claude, ChatGPT and spreadsheets so you can ask questions about your spending and sync transactions. It is a good fit for asking an AI assistant about monthly spending and keeping a budget spreadsheet updated automatically.
How much does openbudget.sh cost?: Paid plans for openbudget.sh start at $9.95 per month, and there is no free plan. A free trial is available.
Is openbudget.sh open source?: No. openbudget.sh is proprietary (closed-source) software and can't be self-hosted. In the Finance & Accounting category, open-source options include Mintable, Actual Budget and Firefly III.
What are some alternatives to openbudget.sh?: openbudget.sh competes with Monarch, YNAB and Copilot Money.