What is Skarb used for?

Skarb is an iPhone finance tracker with an AI assistant, receipt scanning, multi-currency accounts, budgets and analytics, offered through a Skarb Pro subscription. It is a good fit for tracking everyday spending on an iPhone and keeping accounts in several currencies in one app.

Yes. Skarb has a free plan, and paid plans start at $2.99 per month. A free trial is also available.

Is Skarb open source?

No. Skarb is proprietary (closed-source) software and can't be self-hosted. In the Finance & Accounting category, open-source options include Cashew, Actual Budget and Firefly III.

What are some alternatives to Skarb?

Skarb competes with YNAB, Monarch and Copilot Money.

Skarb: features, pricing and alternatives

About Skarb

Skarb is a personal finance tracker for iPhone with a built-in AI assistant. You can chat with the assistant to get spending analysis and personalized advice, and photograph a receipt so that the amount, category and store are recognized automatically. The App Store listing says adding an expense this way takes about three seconds.

The app manages cash, card and savings accounts in one place and supports UAH, USD, EUR, PLN and CZK, with automatic conversion at real-time exchange rates and a selectable base currency. It includes category statistics, balance trends and month-over-month comparisons, more than 20 built-in categories plus custom ones, reminders for recurring payments and subscriptions, and morning and evening notifications. Data is stored on a server and the app shows no ads.

All features require a Skarb Pro subscription, offered monthly or annually with a 7-day free trial. The listing shows the app as a free download with in-app purchases, for iPhone only, with a size of roughly 38 MB and support for English plus four more languages.

Key features

AI assistant chat for spending questions
Receipt scanning that fills in amount and category
Cash, card and savings accounts in one place
Multi-currency support with automatic conversion
Category statistics and balance trends
Reminders for recurring payments

Good fit for

Tracking everyday spending on an iPhone
Keeping accounts in several currencies in one app

Tags: personal-finance; expense-tracker; ios; receipt-scanning; budgeting; ai-assistant

Skarb: questions and answers

What is Skarb used for?: Skarb is an iPhone finance tracker with an AI assistant, receipt scanning, multi-currency accounts, budgets and analytics, offered through a Skarb Pro subscription. It is a good fit for tracking everyday spending on an iPhone and keeping accounts in several currencies in one app.
Is Skarb free?: Yes. Skarb has a free plan, and paid plans start at $2.99 per month. A free trial is also available.
Is Skarb open source?: No. Skarb is proprietary (closed-source) software and can't be self-hosted. In the Finance & Accounting category, open-source options include Cashew, Actual Budget and Firefly III.
What are some alternatives to Skarb?: Skarb competes with YNAB, Monarch and Copilot Money.