What is Rilio used for?

Rilio is a spending tracker for iOS and Android where you log purchases by typing, speaking or pasting a bank text and AI sorts them, with no bank login. It is a good fit for finding out where a salary goes each month and tracking small daily spending without spreadsheets.

How much does Rilio cost?

Paid plans for Rilio start at $4.99 per month, and there is no free plan. A free trial is available.

Is Rilio open source?

No. Rilio is proprietary (closed-source) software. In the Finance & Accounting category, open-source options include Cashew, Actual Budget and Firefly III.

What are some alternatives to Rilio?

Rilio competes with YNAB, Simplifi and Monarch.

Rilio: features, pricing and alternatives

About Rilio

rilio is a mobile spending tracker built around one question: where did my money go? Instead of connecting to a bank, you log each purchase yourself in about five seconds by typing it, saying it or pasting the text message from your bank. The AI extracts the amount, merchant and category and files each entry under groups such as Food, Rent and Travel, so you never pick from a dropdown.

When you open the app, it lays out the real picture of this month's spending in plain figures. The homepage pitches it at people who get paid and then cannot account for where half of it went, and who do not want to hand a bank password to a tracker. It runs on iOS and Android, shows no ads and lists a Split feature in its navigation. A 7-day free trial is offered, and the price is listed at $4.99 a month.

Key features

Spend logging in about five seconds
Typed, spoken or pasted bank-text input
AI categorization of merchant and amount
No bank login required
Monthly spending overview in plain numbers
Ad-free app on iOS and Android

Good fit for

Finding out where a salary goes each month
Tracking small daily spending without spreadsheets

Tags: expense-tracker; budgeting; ai; personal-finance; ios; android; spending

Rilio: questions and answers

What is Rilio used for?: Rilio is a spending tracker for iOS and Android where you log purchases by typing, speaking or pasting a bank text and AI sorts them, with no bank login. It is a good fit for finding out where a salary goes each month and tracking small daily spending without spreadsheets.
How much does Rilio cost?: Paid plans for Rilio start at $4.99 per month, and there is no free plan. A free trial is available.
Is Rilio open source?: No. Rilio is proprietary (closed-source) software. In the Finance & Accounting category, open-source options include Cashew, Actual Budget and Firefly III.
What are some alternatives to Rilio?: Rilio competes with YNAB, Simplifi and Monarch.