About Holdify
Holdify is an API control layer for companies that sell AI features. Instead of alerting after overspend, it enforces budgets before requests cost money: when a dollar-based limit for an API key, user or project reaches zero it returns an HTTP 402, with edge verification that the site puts under 50 milliseconds.
It supports OpenAI, Anthropic and Gemini models and fits stacks such as Vercel, Hono and Express. Customers can prepay credits through wallets so the provider does not carry usage risk, spending is attributed per key in dollars with one-cent precision, and a prompt injection firewall screens prompts before they reach the model.
A free tier gives 150,000 tokens a month with no credit card. The site also includes a cost calculator, docs and use case pages, and it is aimed at AI-first and B2B SaaS companies worried about margins eroded by runaway model usage.
Key features
- Dollar-based budgets per key, user or project
- 402 hard stop when a budget is reached
- Edge verification under 50 ms
- Prepaid customer wallets
- Prompt injection firewall
- Native OpenAI, Anthropic and Gemini support
Good fit for
- Capping AI spend per customer
- Selling prepaid AI credits in a SaaS product
Holdify: questions and answers
- What is Holdify used for?
- Holdify enforces dollar-based AI budgets at the API edge, returning a 402 when a limit is hit, with prepaid wallets and a prompt injection firewall. It is a good fit for capping AI spend per customer and selling prepaid AI credits in a SaaS product.
- Is Holdify free?
- Yes. Holdify has a free plan, and paid plans start at $19 per month.
- Is Holdify open source?
- No. Holdify is proprietary (closed-source) software and can't be self-hosted. In the API Tools category, open-source options include Unkey, Kong and Apache APISIX.
- What are some alternatives to Holdify?
- Holdify competes with Stigg, Schematic and Zuplo.
Open-source alternatives to Holdify
See all
Unkey
API Tools
The Developer Platform for Modern APIs
OSSvs Zuploβ 5.5k
Kong
API Tools
π¦ The API and AI Gateway
Apache-2.0vs Apigeeβ 44k
Apache APISIX
API Tools
The Cloud-Native API Gateway and AI Gateway
Apache-2.0vs Apigeeβ 17k
OpenWA
API Tools
OpenWA - The free, open source WhatsApp API Gateway with a pluggable architecture. Self-ho
MITvs Twilioβ 15k
Tyk
API Tools
Open Source API and AI Gateway supporting REST, GraphQL, TCP, gRPC and MCP (Model Context
OSSvs Apigeeβ 11k
Higress
API Tools
π€ AI Gateway | AI Native API Gateway
Apache-2.0vs Amazon API Gatewayβ 9.5k
SaaS alternatives to Holdify
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Stigg
Finance & Accounting
Pricing and entitlements infrastructure for managing plans, usage limits and billing
SaaSSchematic
Feature Flags
Feature flag and entitlements platform for managing plans, limits and billing-linked access
SaaS
Zuplo
API Tools
Programmable API gateway with a developer portal and key management
SaaS
Permit.io
Auth & Identity
Authorization-as-a-service with RBAC, ABAC and policy management
SaaS
Amazon API Gateway
API Tools
Managed AWS service for creating, publishing and securing REST and WebSocket APIs
SaaS
Apigee
API Tools
Google Cloud API management platform with gateway, analytics and monetization
SaaS

