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TRYA

SaaS

Privacy-focused budgeting app for iOS and Android that syncs banks in 31 countries, tracks budgets and net worth, and includes an AI coach that answers using your figures.

trya.fr
TRYA homepage screenshot

About TRYA

TRYA is a French budgeting app for iOS and Android that brings together bank accounts, budgets and assets. Bank sync runs through an approved open banking provider in read-only mode, so bank credentials never reach TRYA's servers, and the site says data is never resold and there are no ads. It covers banks in 31 European countries, with budgets by needs, wants and savings and envelopes by category.

The wealth section combines real estate, stocks, savings accounts and crypto, with market and crypto prices refreshed hourly. Sol, the AI coach, answers natural-language questions based on your real accounts, for example noting higher restaurant spending. Fixed charges and recurring subscriptions are detected automatically, and CSV import, custom categories, a weekly email recap and couple budgeting are available.

The Free plan covers manual accounts, budgets, envelopes and 5 Sol messages. TRYA+ costs 7.99 euros per month or 49.99 euros per year and adds bank sync, CSV import, fixed charges and 50 Sol messages per month. A Lifetime license is 149.99 euros once. The site is in French and several other languages.

Key features

  • Read-only bank sync across 31 countries
  • Budgets with envelopes and categories
  • Net worth including stocks, crypto and property
  • Sol AI coach answering from your accounts
  • Automatic detection of recurring charges
  • CSV import and weekly email recap

Good fit for

  • Tracking spending across several bank accounts
  • Seeing budget and wealth in one private app
Tags
budgeting
personal-finance
open-banking
ios
android
privacy
net-worth
ai-coach

TRYA: questions and answers

What is TRYA used for?
TRYA is a privacy-focused budgeting app for iOS and Android that syncs banks in 31 countries, tracks budgets and net worth, and includes an AI coach that answers using your figures. It is a good fit for tracking spending across several bank accounts, and seeing budget and wealth in one private app.
Is TRYA free?
Yes. TRYA has a free plan, and paid plans start at €7.99 per month.
Is TRYA open source?
No. TRYA is proprietary (closed-source) software. In the Finance & Accounting category, open-source options include Cashew, Firefly III and Sure.
What are some alternatives to TRYA?
TRYA competes with Monarch, Copilot Money and YNAB.

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