About Payco
Payco lets creators, freelancers and small businesses in Indonesia build a product page and take payments without stitching together separate tools. Pages can be generated by AI from a product description, written in your own HTML and CSS, or started from a template, with a live preview. Payment links can be created in seconds and shared in a social media bio or caption.
It connects to popular Indonesian payment channels: virtual accounts from banks such as BCA, BNI, BRI, Mandiri and Permata, e-wallets including GoPay, OVO, DANA, ShopeePay and LinkAja, QRIS, and retail outlets such as Alfamart and Indomaret, with Visa, Mastercard and JCB cards on paid plans. Meta Pixel and Google Tag Manager can be added by entering IDs, with standard purchase events firing automatically.
Pages can use a custom domain or a free payco.id subdomain with automatic SSL, and branding settings cover favicon, OG image and meta tags. Webhooks are signature-verified, HTML is sanitized and customer data is encrypted. Signing up is free, with no credit card needed.
Key features
- AI page generation from a product description
- Custom HTML and CSS or templates
- Virtual account, e-wallet and QRIS payments
- Alfamart and Indomaret retail payments
- Meta Pixel and Google Tag Manager setup
- Custom domain with automatic SSL
- Instant payment links
Good fit for
- Creators selling ebooks, presets or courses
- Freelancers collecting deposits for services
- Small shops selling without marketplace fees
Payco: questions and answers
- What is Payco used for?
- Payco is an Indonesian platform for building landing pages and accepting local payments such as virtual accounts, e-wallets and QRIS in one place. It is a good fit for creators selling ebooks, presets or courses; freelancers collecting deposits for services; and small shops selling without marketplace fees.
- Is Payco free?
- Yes. Payco has a free plan, and paid plans start at IDR 233,000 per month.
- Is Payco open source?
- No. Payco is proprietary (closed-source) software and can't be self-hosted. In the E-commerce category, open-source options include Paid Memberships Pro, CtrlPanel and PrestaShop.
- What are some alternatives to Payco?
- Payco competes with Gumroad, Payhip and Sellfy.
Open-source alternatives to Payco
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Paid Memberships Pro
E-commerce
The Trusted Membership Platform That Grows with You: Restrict access to content and charge
OSSvs Kajabi★ 529
CtrlPanel
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MPL-2.0★ 507
PrestaShop
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PrestaShop is the universal open-source software platform to build your e-commerce solutio
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DotPlant2
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OSSvs BigCommerce★ 632
Open Source POS
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OSSvs Square★ 4.4k
TastyIgniter
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:fire: Powerful, yet easy to use, open-source online ordering, table reservation and manag
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SaaS alternatives to Payco
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Gumroad
E-commerce
Platform for creators to sell digital products, memberships and courses
SaaS
Payhip
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Checkout and storefront for selling digital downloads, courses and memberships
SaaS
Sellfy
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Storefront for creators selling digital products, subscriptions and print on demand
SaaS
Stan
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Creator storefront for selling courses, digital products and bookings from one link
SaaS
Dola
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App for selling digital products: connect your account, upload a product and share a link
SaaS
Storey.LIVE
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Platform for creating and selling ebooks, courses and templates, with AI help to launch quickly
SaaS

