What is Ledgerly used for?

Ledgerly is a private iPhone and iPad budget tracker that works offline and shows how much is safe to spend today, with no bank connection or account. It is a good fit for people wanting a budgeting app that keeps data on the phone and anyone budgeting between paydays instead of by month.

How much does Ledgerly cost?

Paid plans for Ledgerly start at $3.99 per month, and there is no free plan.

Is Ledgerly open source?

No. Ledgerly is proprietary (closed-source) software. In the Finance & Accounting category, open-source options include Cashew, Firefly III and Financial Freedom.

What are some alternatives to Ledgerly?

Ledgerly competes with YNAB, Monarch and Copilot Money.

Ledgerly: features, pricing and alternatives

About Ledgerly

Ledgerly is a budget and expense tracker that you fill in yourself. There is no bank connection, no automatic import and no account, and every figure stays on your phone unless you switch on backup. Its main number is the amount safe to spend today: what you have left, minus what still has to go out, divided by the days remaining in your period. The inputs sit right beneath it.

Four screens answer four questions. Today shows what you can spend, with expenses added by amount, category and account. Plan shows category budgets as bars for a period you define, such as a month, a fortnight or the gap between paydays. Money shows what you own across bank, cash, savings and cards, treating transfers as movement rather than spending. Tools holds categories, recurring transactions, export, backup and app lock.

Privacy features include offline use, optional backup to Google Drive, iCloud or a local file, and a passcode with Face ID or Touch ID. It supports 165 currencies and five languages, and exports everything to CSV. Ledgerly is a paid app after a 7-day free trial with monthly, yearly or one-time lifetime options, and no free tier.

Key features

Daily figure for safe spending
Category budgets over a period you choose
Account balances across bank, cash and cards
Recurring bills and income set once
CSV export of all data
Optional backup to Google Drive, iCloud or a file
Passcode and biometric app lock
Offline use with no account

Good fit for

People wanting a budgeting app that keeps data on the phone
Anyone budgeting between paydays instead of by month

Tags: budgeting; expense-tracker; ios; privacy; offline; personal-finance; no-account

Ledgerly: questions and answers

What is Ledgerly used for?: Ledgerly is a private iPhone and iPad budget tracker that works offline and shows how much is safe to spend today, with no bank connection or account. It is a good fit for people wanting a budgeting app that keeps data on the phone and anyone budgeting between paydays instead of by month.
How much does Ledgerly cost?: Paid plans for Ledgerly start at $3.99 per month, and there is no free plan.
Is Ledgerly open source?: No. Ledgerly is proprietary (closed-source) software. In the Finance & Accounting category, open-source options include Cashew, Firefly III and Financial Freedom.
What are some alternatives to Ledgerly?: Ledgerly competes with YNAB, Monarch and Copilot Money.