About CoinPay
CoinPay is a crypto payment gateway for merchants and developers who want to accept payments in digital currencies. It offers payment creation through an API, real-time status updates, automatic fee handling and a hosted demo that simulates the flow on a testnet.
Supported networks listed on the site include Bitcoin, Ethereum, Solana, Polygon, BNB Chain, XRP Ledger, Cardano, Dogecoin, Bitcoin Cash and Lightning, plus USDC and USDT on several chains. Built-in escrow holds funds until both parties are satisfied and can use 2-of-3 multisig, and a web wallet keeps keys in the browser. The site says no KYC is required and notes that payments sit at an address it controls until forwarding completes.
The homepage describes the code as MIT licensed and open source, and it provides a command-line installer and documentation for agents. Fees are 0.5 to 1 percent per transaction depending on plan.
Key features
- Crypto payment gateway with a single API
- Built-in escrow with optional 2-of-3 multisig
- Browser-held wallet keys
- Support for Bitcoin, Ethereum, Solana and more
- USDC and USDT stablecoin payments
- Real-time payment status updates
- Testnet demo of the payment flow
Good fit for
- →Accepting crypto payments in an online store
- →Holding funds in escrow between two parties
- Tags
- crypto-payments
- escrow
- wallets
- payment-gateway
- bitcoin
- api
- stablecoins
CoinPay: questions and answers
- What is CoinPay used for?
- CoinPay is a crypto payment gateway with built-in escrow, wallets and a single API for online businesses and AI agents, supporting many major blockchains. It is a good fit for accepting crypto payments in an online store and holding funds in escrow between two parties.
- Is CoinPay free?
- Yes. CoinPay has a free plan. Free to get started; transaction fee of 0.5% to 1% (Pro 0.5%, Starter 1%).
- Is CoinPay open source?
- No. CoinPay is proprietary (closed-source) software. In the Finance & Accounting category, open-source options include BTCPay Server, Bitcoin Core and Hyperswitch.
- What are some alternatives to CoinPay?
- CoinPay competes with Coinbase.
Open-source alternatives to CoinPay
See all
BTCPay Server
Finance & Accounting
BTCPay Server is a self-hosted, open-source cryptocurrency payment processor. It
MITvs Stripe★ 7.8k
Bitcoin Core
Finance & Accounting
Bitcoin Core integration/staging tree
MIT★ 90k
Hyperswitch
Finance & Accounting
Open source, composable payments platform | PCI compliant | SaaS and Self-host options | E
Apache-2.0vs Stripe★ 45k
Rotki
Finance & Accounting
A portfolio tracking, analytics, accounting and management application that protects your
AGPL-3.0★ 4k
Lago
Finance & Accounting
Open-source billing for usage, subscriptions and hybrid pricing. Lago customers include Co
AGPL-3.0vs Chargebee★ 11k
Polar
Finance & Accounting
Polar — A billing platform for the intelligence era
Apache-2.0vs Lemon Squeezy★ 10k
SaaS alternatives to CoinPay
See all
Coinbase
Finance & Accounting
Cryptocurrency exchange and wallet platform
SaaSCash App
Finance & Accounting
Mobile payments app for sending money, banking and investing
SaaS
MetaMask
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Browser extension and mobile crypto wallet for Ethereum and web3 apps
SaaS
Robinhood
Finance & Accounting
Commission-free brokerage app for stocks, options and crypto
SaaS
Braintree
Finance & Accounting
Payment gateway for cards, wallets and PayPal acceptance, owned by PayPal
SaaS
Checkout.com
Finance & Accounting
Payment processing platform for global card and local payment methods
SaaS

