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CoinPay

SaaS

Crypto payment gateway with built-in escrow, wallets and a single API for online businesses and AI agents, supporting many major blockchains.

Competes with

coinpayportal.com
CoinPay homepage screenshot

About CoinPay

CoinPay is a crypto payment gateway for merchants and developers who want to accept payments in digital currencies. It offers payment creation through an API, real-time status updates, automatic fee handling and a hosted demo that simulates the flow on a testnet.

Supported networks listed on the site include Bitcoin, Ethereum, Solana, Polygon, BNB Chain, XRP Ledger, Cardano, Dogecoin, Bitcoin Cash and Lightning, plus USDC and USDT on several chains. Built-in escrow holds funds until both parties are satisfied and can use 2-of-3 multisig, and a web wallet keeps keys in the browser. The site says no KYC is required and notes that payments sit at an address it controls until forwarding completes.

The homepage describes the code as MIT licensed and open source, and it provides a command-line installer and documentation for agents. Fees are 0.5 to 1 percent per transaction depending on plan.

Key features

  • Crypto payment gateway with a single API
  • Built-in escrow with optional 2-of-3 multisig
  • Browser-held wallet keys
  • Support for Bitcoin, Ethereum, Solana and more
  • USDC and USDT stablecoin payments
  • Real-time payment status updates
  • Testnet demo of the payment flow

Good fit for

  • →Accepting crypto payments in an online store
  • →Holding funds in escrow between two parties
Tags
crypto-payments
escrow
wallets
payment-gateway
bitcoin
api
stablecoins

CoinPay: questions and answers

What is CoinPay used for?
CoinPay is a crypto payment gateway with built-in escrow, wallets and a single API for online businesses and AI agents, supporting many major blockchains. It is a good fit for accepting crypto payments in an online store and holding funds in escrow between two parties.
Is CoinPay free?
Yes. CoinPay has a free plan. Free to get started; transaction fee of 0.5% to 1% (Pro 0.5%, Starter 1%).
Is CoinPay open source?
No. CoinPay is proprietary (closed-source) software. In the Finance & Accounting category, open-source options include BTCPay Server, Bitcoin Core and Hyperswitch.
What are some alternatives to CoinPay?
CoinPay competes with Coinbase.

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