What is Afterpay used for?

Afterpay is a buy now, pay later service, owned by Block, that lets shoppers split purchases into installments at online and in-store retailers. It is a good fit for letting shoppers split a retail purchase into payments and adding an installment option to a store checkout.

Is Afterpay open source?

No. Afterpay is proprietary (closed-source) software and can't be self-hosted. In the Finance & Accounting category, open-source options include Hyperswitch, Lago and InvoicePlane.

What are some alternatives to Afterpay?

Afterpay competes with Klarna, Affirm and PayPal.

Afterpay: features, pricing and alternatives

About Afterpay

Afterpay is a buy now, pay later service owned by Block. It lets shoppers pay for purchases in installments at participating retailers, both online and in store, while merchants receive payment up front and add the option to their checkout.

The vendor website blocked automated reading when this entry was prepared, so details about repayment terms, fees, eligibility and merchant pricing could not be confirmed. It is a hosted commercial consumer finance and merchant service rather than software that can be self-hosted, and its terms should be checked on the official site.

Key features

Buy now, pay later installments
Online checkout integration for merchants
In-store payment option
Consumer app for managing purchases

Good fit for

→Letting shoppers split a retail purchase into payments
→Adding an installment option to a store checkout

Tags: bnpl; buy-now-pay-later; payments; installments; checkout; block; fintech

Afterpay: questions and answers

What is Afterpay used for?: Afterpay is a buy now, pay later service, owned by Block, that lets shoppers split purchases into installments at online and in-store retailers. It is a good fit for letting shoppers split a retail purchase into payments and adding an installment option to a store checkout.
Is Afterpay free?: Yes. Afterpay has a free plan.
Is Afterpay open source?: No. Afterpay is proprietary (closed-source) software and can't be self-hosted. In the Finance & Accounting category, open-source options include Hyperswitch, Lago and InvoicePlane.
What are some alternatives to Afterpay?: Afterpay competes with Klarna, Affirm and PayPal.